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Capital Credits


Capital credits are an annual allocation of funds representing your share of ownership in the Cooperative.


They are the margins or the money left after expenses, shared by the member-owners. Capital credits are based on each customer-owners annual energy usage and their contribution to the margin.

The excess margins are used by Washington EMC for operating capital, necessary reserves, storm damage, upgrading electric lines, replacing equipment, and other contingencies. This allows the Cooperative to better serve your needs for reliable power. These excess margins are returned to the member-owners after 20 years based on WEMC bylaws and policies. 

The Cooperative’s Board of Directors determines each year that capital credits can be paid to member-owners based on maintaining a sound financial condition. The distribution of capital credits, as approved by the Board, are normally mailed to the members in September.